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There are several different types of charities. Some are compulsory and some are voluntary. Islam
does not forbid saving up wealth in all cases, rather what is forbidden and what a stern warning is
issued against is not paying zakaah on one’s wealth. But if a person pays zakaah, he is not included in
the condemnation.
Allaah says: “And those who hoard up gold and silver (Al
‑
Kanz: the money, the Zakaah of which has
not been paid) and spend them not in the way of Allaah, announce unto them a painful torment” [al-
Tawbah 9:34]
Spending for the sake of Allaah is one of the best kinds of charity, for which Allaah has promised a
great reward and there is no doubt that charity is one of the best acts by means of which one may
draw close to Allah.
“Take Sadaqah (alms) from their wealth in order to purify them and sanctify them with it”
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Seek forgiveness for increase in wealth
Allah says: “I [Nooh] said (to them): ‘Ask forgiveness from your Lord, verily, He is Oft-Forgiving; ‘He
will send rain to you in abundance, ‘And give you increase in wealth and children, and bestow on you
gardens and bestow on you rivers”
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Give sadaqah whilst you are in good health
It was narrated from Abu Huraira (may Allah be pleased with him) that a man came to the Prophet
(peace and blessings of Allah be upon him) and said: “O Messenger of Allah, which charity brings a
greater reward?” He said, “If you give in charity when you are healthy and miserly, fearing poverty
and hoping for richness. Do not delay until you are at the point of death and you say, ‘Give this to So
and so, give this to So and so,’ …”
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72
al-Tawbah 9:103
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Nooh 71:10-12
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Sahid Bukhaari, 1330; Sahih Muslim, 1713