Page 176 - Taleemul Haq New Edition

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164 
niece, (brother's and
sister's children, uncle,
aunt,(both paternal and
maternal,)
grandmother, father-in-law,
mother-in-law, PROVIDED
THEY DO NOT POSSESS
NISAAB
PERSONS THAT CANNOT BE GIVEN ZAKAAT.
1.
Zakat cannot be given to Banu Haashim. The Banu Hashim are all the children of
Sayyadatina Fatima R. A., and all members of Rasulullah Sallaho Alaihe Wa Sallam's
family and wives Radiyallahu anhuma.
2.
Zakat cannot be given to parents, grandfather etc. In the same manner one's grandfather
etc. In the same manner one's children and grandchildren, cannot be given Zakat, a
husband and wife cannot give Zakat to each other.
3.
Zakat contributions cannot be given to such institutions or organizations that do not give
the rightful recipients (Masaarif) possession of Zakat, but instead use Zakat funds for
construction, investment or salaries.
4.
Zakat cannot be given to non-Muslims. The same ruling applies to Wajib Sadaqah i.e.
Sadaqatul Fit'r, Kaffarah, Ush'r and Naz'r Naf'l Sadaqah could be given to non-Muslims.
5.
If one cannot determine whether the recipient is needy or not, then it is better to make
certain before giving him Zakat. If Zakat is given without inquiry and subsequently it is
known that the recipient is wealthy the Zakat is not valid. It has to be given again.
6.
Zakat will not be fulfilled by purchasing books for an institution, or land purchased for
public utility and made Wak'f.
7.
Zakat cannot be used for the Kafan of a deceased person who has no heirs, because at
that time he/she cannot become the owner.
8.
A dead person’s debt cannot be paid from Zakat.
WHEN IS ZAKAAT FARZ ON A CREDITOR?
A person is obliged to give Zakat on money or valuable owing to him, whether it be a
loan or a business debt. This applies only if the debtor acknowledges that he owes the
amount or promises to pay it; or if on the contrary he refutes the claim, and there are
witnesses or documentary proof to support such claim by which it could be recovered
through a judiciary. Loans are basically of three types:
1.
QAWI
(Secure loan)
a.
If cash, gold or silver has been given as a loan or when merchandise has been sold on
terms and the payment is received after a year or two; and the value of the amount
owing is that of Nisaab, then this is called a Qawi loan, and therefore, Zakat for those
years prior to payment will be Farz.
b.
In the case where this loan is repaid in installments, if the repayment received equals to
one fifth (20%) of becomes Fardh. If several years have passed, then Zakat must be
given for all the past years. Zakat of the past years has to be calculated annually in units,
each unit being twenty percent of the Nisaub.
Government bonds are of this category and Zakat has to be paid on recovery of this loan
as described above.
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